Dr. Shelby Liu is a registered financial advisor and stock broker in Texas, USA. He came to the United State in 1989 after initiating and particating in the pre-democracy movement. He has a Ph.D. degree in polymer science. He had been a conjunction professor and completed postdoctoral research in two U.S. Universities. Coming from a communist country without any business experience, Dr. Shelby Liu made a decision to become a successful entrepreneur. His intention is to show his fellow Chinese, that man can realize his dream by take care of himself instead of by the government. Freedom including financial freedom is more important than government control. It was a tough decision since Shelby has no money, no business skills and can not speak or write English fluently. He has done many part-time jobs and endeavers in order to keep his business alive. After having a successful international business and managed to receive some international business training courses, he received his licences as an financial advisor, stock broker, option principal and financial principal. He also learnt business courses in finance, marketing, economics, international trade and management. Dr. Shelby Liu is a recognized financial professional for he has written hundreds articles on financial issues helping investors. His visionary in the complex financial world can be demonstrated by his educational website Tradinvestors.com (Jytz.net), which for several years maintained superior track records calling market tops and bottoms and picking winning stocks. Dr. Liu has offered numerous successful seminars both in material applications (mold making and casting materials), personal finance. Currently he is serving as one of the founder and an executive vice Chairman of OEEA (Overseas Exerts and Entrepreneurs Association) and board members of other associations. He has also created profitable teaching and training series for the Chinese Academy of Sciences and several business ventures. Af